When there is a problem with the health of you or a family member, you want to get the medical health you need. Unfortunately, not all health care is free, no matter how big or small it may be. If you have insurance, it is going to help with the costs. If you go to the wrong facility, however, it could cost you more than it should. This is why you want to look into Cigna urgent care in terms of getting the level of care you need.
If you are sick or injured, the first thought may be to go to the emergency room. The very sound of it makes it sound like they are going to take care of you. If there is an “emergency”, where else would you go? Before you get into the car and drive down to the hospital, you have to stop and think for a moment.
Is it a life or death situation? If not, then you can visit urgent medical care. The term “urgent” shows that you will get the care that you need so you don’t have to sit and wait in a waiting room for an extended period of time.
Especially when something happens when your primary care physician does not have office hours, you want to make sure you go to the best facility to get treated without it costing you a fortune. A Cigna urgent care facility is going to work with the insurance you have so that you don’t have to spend a considerable amount of money out of pocket.
If you go to the emergency room, it’s going to cost you a lot, even with insurance. This is most likely because you have not met your deductible for the year. You’re going to get billed for triage, for the hospital room (even if you don’t stay overnight), for tests that are run, medication that is given to you, and for the doctors that see you. It’s not uncommon for an ER visit to cost $5,000 or even more.
Many probably don’t have that kind of money and that’s why it’s important to be realistic about where you go. A Cigna urgent care center can provide you with the level of care that you need and work closely with your insurance so that as much as possible is covered. There are no hidden fees because there is not going to be charges for hospital rooms and doctors and everything else. You will have one fee, which is the visit. The only other fee would be if prescriptions are written for you.
When someone is sick or injured, you probably don’t think much about where you are going to go. When you get in the bill in the mail, however, you wish you had. The best thing to do is focus on the most affordable way to get the care you need – and that’s at an urgent care center in almost every situation.
